Rates


Current interest rates available at Everman Parkway Credit Union:

Loan Rates

Loan Type Term APR*
Signature 13.00% - 18.00%
College ($2500.00 Max) 10 month payback 10.00%
Christmas & Vacation 10 month payback 9.00.% - 14.00%
Mastercard 9.90%
Share Secured 3.00%
New & Used Vehicles New vehicles up to 60 months or 72 months if financing at least $25,000. Used vehicles up to 60 months if financing at least $10,000. New Cars: 3.00% -10.95%
Used Cars: 5.00% - 11.50%
New & Used Recreational Vehicles New: Up to 60 months
Used: Up to 48 months
6.50% - 15.50%

Credit score determines the interest rate you receive.
Rates effective February 1, 2018 and subject to change without notice.


Dividend Rates

Account Type Term APY**
Share Accounts $100.00 - $24,999.99 0.15%
Share Accounts $25,000.00 & above 0.40%
Share Drafts 0.15%
IRAs 0.40%
Christmas Club Accounts Declared in October of each year.

Rates effective June 30, 2015 and subject to change without notice.
**APY=Annual Percentage Yield”. 12 CFR §1030.8(b)