Rates

Current interest rates available at Everman Parkway Credit Union:

Loan Rates

  
  Loan Type
    Term
    APR*
  
  Signature
    
    13.00% - 18.00%
  
  College ($2500.00 Max)
    10 month payback
    10.00%
  
  Christmas & Vacation
    10 month payback
    9.00.% - 15.50%
  
  Mastercard
    
    9.90%
  
  Share Secured
    
    3.00%
  
  New & Used Vehicles
    New vehicles up to 60 months or
72 months if financing at least $25,000. Used vehicles up to 60 months
if financing at least $10,000.
    New Cars:7.2%-13.25% 
Used Cars:  8.25%-13.5% 
  
  New & Used Recreational Vehicles
    New: Up to 60 months
Used: Up to 48 months
    6.50% - 15.50%

Credit score determines the interest rate you receive.
Rates effective February 1, 2018 and subject to change without notice.

Dividend Rates

  
  Account Type
    Term
    APY**
  
  Share Accounts
    $100.00 - $24,999.99
    0.15%
  
  Share Accounts
    $25,000.00 & above
    0.25%
  
  Share Drafts
    
    0.05%
  
  IRAs
    
    0.25%
  
  Christmas Club Accounts
    
    Declared in October of each year.

Rates effective June 30, 2015 and subject to change without notice.
**APY=Annual Percentage Yield”. 12 CFR §1030.8(b)